Frequently Asked Questions
Do I need an agent to handle my Medicare?
No, but many people find it easier to have an independent Medicare agent walk them through their options in plain language rather than researching it alone.
Read more: What the Heck Is Medicare?
Does an agent cost me anything?
No. Independent Medicare agents are compensated by insurance carriers, not by clients, so your premium is the same whether or not you work with an agent.
Read more: How Much Does It Cost to Work With Deatherage Senior Benefits?
What is Medicare, and who qualifies for it?
Medicare is the federal health insurance program for people 65 and older, and for some younger people with qualifying disabilities or specific health conditions.
Read more: What the Heck Is Medicare?
What are the different parts of Medicare?
Medicare is made up of Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage), plus optional Medigap supplemental coverage.
Read more: The ABC’s of Medicare
When should I enroll in Medicare?
Most people become eligible the month they turn 65, with a seven month Initial Enrollment Period that starts three months before your birthday month and ends three months after.
Read more: How Do I Get Started With Medicare? · What to Consider When You’re 64
What happens if I miss my enrollment deadline?
Missing your enrollment window can mean delayed coverage and, in many cases, added costs later, so it’s important to know your personal timeline in advance.
Read more: How Do I Get Started With Medicare? · What to Consider When You’re 64
We make Medicare manageable — one honest conversation at a time.
Whether you have a quick question or you’re ready to sit down and go through your options, we’d love to hear from you. No pressure, no scripts — just an honest conversation.